In November 2023, Memo Bank’s Premium banking API was awarded by an external jury of French CFOs (Trophées DAF) in the “Innovation and Transformation” category.
Just four months after this recognition, our Premium API continues to impress financial experts, this time on an international scale, earning Memo Bank the “Best API initiative”. This award was presented by The Digital Banker, a leading provider of information, economic intelligence, and research in the financial services sector.
With this new distinction, Memo Bank positions itself alongside renowned international companies such as HSBC, Santander, and American Express, which are also award recipients, and continues to demonstrate the significant impact of its banking offerings on the financial industry.
French traditional banks have limited their scope to producing Open Banking APIs. Memo Bank breaks away from this trend by offering a Premium API that automates entire payments flows, thus rationalises repetitive tasks.
Companies that manage their bank accounts collaboratively must find a balance between trust and control, especially when it comes to outgoing bank transfers. Our clients have already made tons of bank transfers—without paying tons of banking fees on them—and today, we’re adding two transfers-related features:
Up to now, if you wanted to collect money from your customer’s bank account, you had two options:
We wanted to provide business managers with an alternative solution that was both affordable and easy to use. So we created our own direct debit payment feature. Starting today, you can use your Memo Bank account to create or import your client’s SEPA mandate (core or B2B). And you can also create or import your direct debit operations, to collect payment from your customer’s bank account.
In short, you can now use your Memo Bank account to credit your Memo Bank account. This is a first step towards the creation of a payment collection suite that will allow your company to use Memo Bank for both expense management and payment collection. You’ll never have to log into another website to manage your credits and your debits.
This article aims to cover what awaits you as a candidate at each step of our hiring process. If you’re considering writing to us, guide you through what will be expected from you, as well as what you can expect from us.
Banking as it should be.
Memo Bank is a limited company (Société Anonyme) with an Executive Board and a Supervisory Board with a capital of €13,084,327.35 and accredited as a credit institution by the European Central Bank and regulated by the French Prudential Supervision and Resolution Authority (4 place de Budapest, 75009 Paris).
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
